Truck Finance Solutions.

Award winning truck finance options. Enquire Today

How much can I borrow?

  • Borrow up to $150,000 for a truck purchase on a first time lend (no existing lender relationship)
  • Borrow up to $250,000 for a truck purchase on a second time lend (with unblemished repayment history on existing debts)
  • Borrow up to $500,000 for a truck purchase with existing lender history or with 2 full years business financials and tax returns

Will I get approved?

  • Lenders are more likely to approve a loan with strong financials or newer trucks under 4.5 tonne GVT
  • You need a clear credit file and a perfect repayment history on existing business liabilities
  • You need to have stable employment and a regular income (ABN of 2 years or more)

Interest rates from:

4.85% | 5.77* p.a (Comparison Rate)


Lenders available:

Specialist lenders and some major lenders.


Discover if you qualify:

We can help finance all types of trucks anywhere in Australia

Which truck finance lender is right for me?

We have a panel of lenders and an expert team who’ll ask you the right questions and take the time to work out what’s the most appropriate lending solution for you and your business moving forward.

Finance up to $150,000 (streamlined approval)

  • Must be less than 4 years old
  • Will need 4.5 tonnes GVT or less
  • Business owners must own property in their own name
  • Can secure this type of finance without financials (further conditions may apply) with approvals in 24 hours

This is the best way to purchase a new truck for your business.

Finance any amount: Full financials application

  • You can borrow up to any amount required to 100% fund a new or used truck
  • This can be up to $500,000 (prime haulers)
  • You will need to be in a strong business financial position with atleast two years fully completed tax returns
  • You won’t be eligible for this if you haven’t completed comprehensive financials or been in business for less than 3 years

This is a lengthier application however if approved gives you ultimate flexibility in the type of asset you can purchase.


How does our truck finance work?

One of our senior brokers will work through your needs and work with you and your Accountant to review your financials and assess the most suitable type of application for you. This way, we ensure a positive outcome for you on the lowest possible rates in the market.

Step 1: Gather Info

  • We’ll work with you to find out what you & your business needs in terms of a new truck
  • We will gather information from your Accountant if necessary (making this easier for you)
  • Once we’ve worked out a plan we’ll send you a detailed finance quotation with our discounted rates and repayments.

Step 2: Approval

  • Our team will work quickly to submit and secure an approval for you
  • For Streamlined applications we will have an approval issued within 24 hours
  • For Full and Complex applications we will secure an approval within 3 business days

Step 3: Settlement & Funding

  • Sign the loan contracts & we’ll have settlement completed same day
  • Funds will get paid to the dealership or supplier directly (allowing a quicker delivery)
  • We’ll even send your Accountant a Tax Pack to ensure they have all details on the new purchase for tax time!

Can I purchase an older truck?

Yes!

We have finance options available for trucks of any age (up to 20 years old).
The finance process and application may require some more documents or financial verification if the truck is a little older as this is deemed to be slightly higher risk but we’ll advise you of this upfront to make sure this is achievable.


Apply for Truck Finance Today.

If you need advice and the best options for a your next truck purchase, please speak to us!
We’ll give you a thorough overview of your position and the most competitive options available to you in the market.

Complete a Quick Quote to get started with our team today.

WHY CHOOSE CORNERSTONE LENDING SOLUTIONS?

  • Asset & home finance industry expert team
  • Dedicated business broker specialist per application
  • Industry leading technology for better customer outcomes
  • Proven and reliable award winning team
  • Access to over 34 lenders
  • 97% satisfaction rating