PERSONAL CAR LOANS FROM:

4.79%

FIXED
RATE

WITH A LOW

5.34%

COMPARISON
RATE

Streamline your personal car loan today!

At Cornerstone Lending Solutions, we’ve sharpened our personal car loan offers so well that we’ll never charge you any origination fees!

What does that mean? Dealerships will always charge dealer origination fees when they offer you finance. This is normally a whopping $550 – $1,100 straight off the bat, along with generally having higher rates and repayments.

With over 12 lenders to choose from who offer personal car loans – speaking to one of our broker managers will allow us to quickly come back to you with a detailed finance quote with the right deal for you.

Our process is easy:

-> Speak to us today (either complete a quick quote) or call us on 1300 495 735

-> Complete an application and have an approval within 24 hours

-> With a secured pre-approval, use your new bargaining power to secure a new car deal (we can help here too)

-> We’ll arrange everything with the dealership (or seller) and email you loan contract

-> Sign and return and we’ll organise settlement, done!

GET A QUICK QUOTE

Select a loan type from the icons below

I’d like a loan quote

Thinking about a personal car loan? See our list of Pro's and Con's below:

PROS

  • The Lender secures the debt against the vehicle itself to help reduce the applicable interest rate
  • Interest rates and monthly repayments during loan term are fixed meaning you have certainty of repayment amounts
  • You own the vehicle in your own name
  • Generally allows for flexibility in repayments (weekly/fortnightly or monthly)

CONS

  • Must maintain comprehensive insurance over the vehicle (as the asset is financed)
  • Generally lenders charge monthly admin fees for personal car loan products
  • Securing the asset for the loan means the loan needs to be paid in full before you can sell
  • Breakcosts applicable if you close the loan early (early payout)

WHY CHOOSE CORNERSTONE LENDING SOLUTIONS

  • Over 30 years home loan industry experience
  • Dedicated loan manager per application
  • Licensed through one of Australia′s largest mortgage aggregators
  • We are an award winning team for a reason
  • Access to over 34 lenders
  • 97% satisfaction rating

Work out your estimated loan repayments below: